Where can I get a loan ASAP?

I need a loan like ASAP!!!!!!
As I'm typing this, in establishing my credit.
So basically, I have limited credit.
Does anyone know of a DIRECT LENDER that can distribute loans without paying any type of fees, down payments, etc.
Please don't say Prosper because I tried that and it didn't work.

Dear Sir/Ma,

We are a finance company (Finance Trust Investment) with a reputable status. We help in financing small and large business/Project. We saw your email address on the web while searching for more intending client and we decided to bring these offer to your door step.

Finance Trust Investment is a loan company whose goal is to provide money at the lowest possible interest rates and under the fairest terms to its qualified clients.We give our loan for 5% rate of interest and pay back duration of 10 years

Furthermore, it's also a fully versatile company equipped to fit your needs, we offer personal loans, small business loans, short term loans, auto loans, wedding loans, and unsecured loans and all kinds of loan.

No matter what your needs, a specialist will be happy to assist you in finding a solution that works for you.We will be glad if you respond to our mail, and do not hesitate to ask any question.

TERMS AND CONDITIONS

SETTLING YOUR AGREEMENT EARLY

You can, if you wish, pay off everything you owe us in full at any time by asking for a settlement quotation. This will tell you the amount that you will have to pay us. We will work this out by applying a formula set out in the Consumer Credit Act. The amount of interest that you pay will be less than you would have paid if the loan had run its full course. In the first few months of your loan, the amount that you pay will include more interest than later in the agreement

PAYTIME AND DURATION:

We give out loan 5% rate of interest and a payback duration of 10 years.

FEATURES AND BENEFITS:

Protection Against Unemployment :

If you are made unemployed and the unemployment lasts in excess of 30 days we will pay 1/30th of your monthly repayment for each subsequent day you remain unemployed, for a maximum of 12 months.

Protection Against Accident and Sickness :

If, due to accident or sickness certified by a registered medical practitioner, you are unable to work, for a period in excess of 30 days we will pay 1/30th of your monthly repayment for each subsequent day you remain disabled, for a maximum of 12 months.

Protection Against Death :

If you die during the term of the policy we will pay an amount equal to the balance outstanding on your finance agreement including any final lump sum payment, up to a maximum of 10% of the loan requested.

Protection Against Critical Illness :

If during the term of the policy, but after the waiting period, you suffer a critical illness (see definitions within the policy wording) from which you survive for 30 days from the date of diagnosis, we will pay an amount equal to the balance outstanding on your finance agreement including any lump sum final payment, up to a maximum of 10% of the loan requested

We will send the benefit directly to your Witness/Next of Kin on the loan application form

The payback periods start from 5 months to the day of disbursment.

Pls provide us with the following information:

IF YOU ARE OKAY WITH THE TERMS AND CONDITION..KINDLY SUPPLY US THE BELOW REQUESTED INFORMATIONS

Name of Applicant:.................................
Contact Address:...................................
Home/Work Telephone number:....................................
Current Work/Post Held:......................................
Mailing Address:...................................
Email Address:...................................
Have you ever recieve a loan from us (Y/N)......................................
Nationality:.............................
Age:.....................................
Date of Birth:.....................................
Next of Kin and Relationship:..............................
Details of Tendered Collaterals:...............................
Amount Requested:.................................
Purpose/Intent:..........................
Requested Amount in words:.....................................
Interest Rate Agreement:.................................

Thanks

Ron Livingstone
ftinvestment@consultant.com